Payment Processing

About Credit Card Processing And Our Services

Researching multiple processing plans and payment processors to choose from, and trying to find the right credit card processor can be a daunting task. Many times, business owners just don’t know enough about credit card processing to make an informed decision. Unfortunately more times than not, processing agents focus too much on their rates, and not spending enough time asking merchants about their problems in order to provide a solution that meets specific needs. With Merchant Services America as your trusted partner, you’re guaranteed to get the lowest pricing, AND value added services you won’t find anywhere else! We provide our customers with all the tools they need to manage a successful business, and help solve specific needs! Worried that your credit score isn’t good enough? Worry no more, as we have the highest acceptance rates for high risk merchants in the country! Call Merchant Services America for more details.

Debit Processing

We’ll show you how your current processor may have been overcharging you since the new Durbin Amendment went into affect 3 months ago! It should have drastically cut your credit card processing fees, in most cases by 30% of your old bill. We’ve actually discovered that many credit card processors aren’t passing along the savings to their merchants, but keeping it for themselves and still charging the business owner old pricing. It’s not unusual, as these problems are the types of things that we’ve solved for many other clients just like you. Merchant Services America offers low pricing for pin Debit transactions, and processing! There are many advantages to accepting Debit Cards! Call us for more details!

Check Processing

Bring in those customers you didn’t have before, and process checks for LESS fees than credit cards! Check acceptance solutions allow you to process checks using proprietary risk management tools to minimize returned checks while offering your customers their choice of payment. Checks are swiped through a card terminal, and merchants receive the benefit of a warranty up to $25,000! Products like TeleCheck have been helping merchants for decades! Isn’t it time YOUR BUSINESS began accepting checks? Bring in new customers, and increase your profits.

Creative charts

Improve Your Business Strategies

Transform Data Security

PCI Compilance

A wide range of global business information

Review local spending habits

Harness the power of data

Analytics

Data And Reporting

Improve Your Business Strategies

Transfer Data Security

Our data security solution is a powerful payment card security that combines encryption with random-number tokenization technology. This system protects payment card data from data criminals, so your systems never hold the actual card numbers from the transactions you process.

If you care about your business, call to speak with one of our consultants on how TransArmor works, and then compare to your current processor. You have nothing to lose, but your current processor’s weak security! TransArmor is more than the plain encryption layer the other processors provide their merchants. TransArmor is 2 layers of security – BOTH encryption AND tokenization! It comes with a warranty that your data will NEVER be compromised! Who else in the payment industry can back up their data security with that kind of guarantee?

PCI Compilance

Cardholder security is our first priority. We provide the tools and technology to protect our clients’ data and their customers. We assist you in becoming industry compliant by providing the education and tools required to minimize fraud and avoid penalties.

A wide range of global business information

Review Local Spending Habits

Customized market benchmarking and payments strategy consulting.

Harness the power of data

We empower merchants and financial institutions to leverage payment data and unique insights for better decision-making across a wide-spectrum of applications!

Analytics

Data-driven insights to inform better strategic decisions.

Data And Reporting

Real-time access to critical processing data. Included on your monthly processing statement for a nominal fee. Get detailed spending statistics in your geographic area, giving you an understanding of what consumer spending habits are, and which types of businesses they visit most in your area. Business intelligence like this is what helps you stay competitive. Just another one of the value added services we provide our merchants! Many of your competitors and other business owners in your area process with Merchant Services America. Why aren’t you? Call us today to learn more about this and many of our other value added services and products!